Letters from Gardner of Shanghai, Reith of Hankow, Smith of Hong Kong, Cameron and G.W. Butt of London and Brssel of Hamburg all of the Hongkong and Shanghai Banking Corporation (HSBC), and copy letters of Addis to Smith and Cameron with local banking and personal news, details of Addis's visit to the Hongkong and Shanghai Banking Corporation (HSBC), Hamburg, and comments on opening a Hongkong and Shanghai Banking Corporation (HSBC) branch in Tsingtau, a proposed Japanese loan and commission on transferred bills.