Personal letters on Mrs Addis's illness, impressions of Calcutta and colleagues there, especially A.A. Whelan, a request to open an Hongkong and Shanghai Banking Corporation (HSBC) office in Kiukiang, 12 February, Addis's reluctance to join the New Imperial Chinese Bank in Shanghai, 13 February, troubles with the Hongkong and Shanghai Banking Corporation (HSBC) in Rangoon, 18 September, the poor state of business in Calcutta, 21, 22 and 29 September, and their wish to return to Scotland, 'another rupee saved and we are so much nearer home', 27 September. From Calcutta to Hankow.